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Auto insurance is a legal requirement in most states, except for places like virginia where you can pay a fee to the state rather than take out an insurance premium. Getting homeowners insurance is one of the most important things to do when buying a home. Having insurance can protect you and your family from surprises that could make you broke. This is especially true if you're focused on making necessary repairs or figuring out the logisti. They need to make sure tenants will care.
Renters' insurance protects your stuff if its ruined or stolen.
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